please, an investment planner can only do so much for a person.
and you still need to find an honest one, that in itself is not an easy task.(i know cause i used to be one)
And remember, financial planners get paid a commission off of the amount of money they invest or have in their portfolio. at just 1 million the average finacial planner gets paid 40000 dollars upfront then gets a fee on a monthly basis for having that money in their portfolio.
You are talking ALOT of money for the planner.
If your athlete says he want to buy something, you tell him its a bad idea, and he only has to say that another investor accross town told him it was a good idea, then every single planner out there would cave.